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Insurance Source Solutions

4001 E Covell, Ste 100
Edmond, OK 73034

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Is Motorhome Insurance Required in Oklahoma?

With over 18,000 registered motorhomes, many residents in Oklahoma use RVs and similar vehicles for various reasons. But whether it’s for lodging or exploring the beautiful sceneries of Oklahoma, getting motorhome insurance must be high up on your priority list. 

Motorhome Insurance in Oklahoma

When you set out in your RV, you want to ensure that your invaluable asset is well-protected with the relevant insurance. While your motorhome is a type of vehicle, it doesn’t fall under auto insurance. That said, you need to get the right motorhome insurance. 

Is motorhome insurance mandatory in Virginia? Yes. Just like your vehicle, Oklahoma State requires you to obtain motorhome insurance with the below minimum coverages. 

  • Property damage coverage: Pays for third-party losses when you are at fault. The state requires you to carry a minimum of $25,000 for property damage coverage.
  • Bodily injury protection: Because accidents can’t be prevented entirely, this coverage covers medical expenses of accident-related injuries sustained by others where you are at fault. The state requires you to carry a minimum limit of $50,000 per accident involving multiple persons and $25,000 per person in one accident.

Are there other motorhome insurance options in Oklahoma?

Remember, the state’s minimum coverage requirements are just minimums. They won’t protect your motorhome from other perils like theft, vandalism, fire, and select natural disasters. In light of this, when you partner with Insurance Source Solutions, we will offer you the below motorhome insurance options for proper coverage:

  • Collision coverage to cover damages when your motorhome is involved in an accident
  • Comprehensive coverage to protect your RV against theft, fire, vandalism, and so forth
  • Roadside assistance to bail you when your motorhome is disabled
  • Full-timer coverage if you reside in your RV all year round
  • Personal effect coverage to protect your personal belongings from theft, fire, and other perils stated in your policy

Motorhome Insurance in Oklahoma 

Because motorhome insurance agents are hard to come by, at Insurance Source Solutions based in Oklahoma, we ensure that you don’t have to hassle when shopping for motorhome insurance. Call us today, and our team will help you get the right insurance coverage for your motorhome. You know about motorhomes and open roads, but we know insurance.


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