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Edmond, OK 73003

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Motorcycle Insurance During Trailer Transportation: Does It Apply?

At Insurance Source Solutions, we help Oklahoma motorcycle owners get the coverage that they need. But what happens if their bike is damaged during a haul? Are they protected? Read on to learn more about your potential range in this always frustrating situation.

This Situation is Complex 

When your motorcycle is being hauled by a third party (such as a repair professional or a dealer bringing the bike to you have purchased), your insurance policy doesn’t matter because the company hauling your vehicle has a policy that they must keep up to date. By law, they must provide Full Protection on all cars that they carry for various transportation situations. 

That said, some of these companies have waivers that claim that they are not to blame if your vehicle gets damaged, which could be legally binding in some situations. And what if you are hauling your truck yourself? Your motorcycle is not riding on the road but is transported by your trailer. Are you covered in this situation, and what will happen if you’re not?

This situation is a bit more complex. If you have trailer insurance, it will help pay for that hauling device and any damage to it while you ride. However, your policy may or may not cover the items that you haul. And your motorcycle insurance may also include variables for moving, depending on its wording and the overall quality of the coverage. 

Don’t Ignore Help Today 

If you are worried about hauling your motorcycle in Oklahoma and want a policy that makes sense, please contact us today at Insurance Source Solutions to learn more. We’ll do what we can to help you and keep your bike safe.

Who needs to get a motorcycle insurance plan in Oklahoma?

In the state of Oklahoma, the nice weather and open roads can make it a fun place to own a motorcycle. While a motorcycle can be a fun vehicle to drive and be quite efficient, they are still an important responsibility you need to insure properly. There are several situations when you will need to get a motorcycle insurance plan. 

Those that Want to Drive on State Highways

A situation when someone will need to get a motorcycle insurance plan is if they want to be able to ride it on the state roads. Like any other type of vehicle, you will need to get an insurance plan with liability coverage if you plan to buy and drive a motorcycle. With a proper motorcycle liability insurance plan, you can stay in compliance with state laws that require coverage. 

Those that Have a Loan

Another reason you should get a motorcycle insurance plan here is to stay in compliance with your loan agreement. Anyone who has taken out a loan to buy their motorcycle will have specific lender insurance requirements. The loan provider has these requirements to ensure their security interest in the motorcycle is protected. If you do not get this coverage, you could be in default of the loan. 

Anyone who would like to use a motorcycle when they are in Oklahoma should speak with the Insurance Source Solutions team. If you reach out to Insurance Source Solutions for your insurance needs, our team can help by assessing your situation and giving advice on what type of policy is right for you. We can then help you build a plan that keeps you in compliance with the law and any loan agreements.

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