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Insurance Source Solutions

4001 E Covell, Ste 100
Edmond, OK 73034

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Featured Insurance Blog

What Is Umbrella Insurance?

Umbrella insurance is a unique coverage type that works with other policies that you have. If you want to know more about umbrella insurance, call us today at Insurance Source Solutions in Oklahoma.

Liability for Your Home Insurance

When you have a home insurance policy, it will contain several different types of coverage. Among these is your liability coverage. This protects you financially if someone were to have an accident in your home. After an accident, your home insurance will assess liability and pay the medical bills for accidents that you are liable for. However, because the liability coverage with home insurance is generally so low, it may not pay out enough to cover the medical bills. If you have umbrella insurance, however, this will come in after the home insurance policy and pay the rest of the money owed. This can protect you from being sued for the overage and having to come up with it by yourself.

Liability for Your Auto Insurance

When there is an accident with your vehicle, umbrella insurance works in the same way that it does when the accident happens in your house. First, your auto insurance will pay as much as it can toward the medical and property damage bills that you owe. But because this amount is often low, you would need umbrella insurance to come in and pay the rest after your auto insurance maxes out. Umbrella insurance is good protection against lawsuits, especially since medical bills are rising so quickly. 

Get More Liability Coverage

If you need more liability coverage, and many people do, getting an umbrella insurance policy is a smart way to get it. When you have an umbrella policy, you are far better protected against accidents and the huge bills they can cause. Give us a call at Insurance Source Solutions in Oklahoma.

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