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Edmond, OK 73034

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Should College Students Have Renters Insurance?

Renters insurance, not every tenant has it, but they should, just to be on the safe side. The same holds true for college students. Our agents at Insurance Source Solutions serving the residents of Oklahoma think that college students should strongly consider having renters insurance for several important reasons. While it may not be a legal requirement, it can provide valuable protection, along with peace of mind.

What Does Renters Insurance Cover?

For starters, renters insurance covers your personal belongings. Many college students live in off-campus housing or apartments, and their personal belongings, such as laptops, smartphones, textbooks, and clothing, can be very valuable. Renters insurance helps replace or repair these items in case of theft, fire, or other covered incidents. Without it, students may face major financial hardship if their possessions are lost or damaged.

Also, liability insurance is very important to have because you never know when something negative is going to happen. For instance, if you accidentally damage your rental property or someone else does, liability can help you to make repairs or replacements. If someone happens to get injured at your place while visiting, this type of insurance will help pay their medical bills and hopefully, help you avoid a lawsuit.

Renters insurance is one of the most affordable insurance policies there are to obtain. This means that even college students can afford it, and it is a great way to protect your belongings. 

Reach Out To Us

Get the protection you need as a college student and have the peace of mind you deserve. To create the best renters insurance policy for you and your situation, contact our agents at Insurance Source Solutions serving the residents of Oklahoma.

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