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Insurance Source Solutions

4001 E Covell, Ste 100
Edmond, OK 73034

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How to make sure you have the right auto insurance limits and deductibles?

Buying auto insurance can seem pretty straight forward. Most people are more interested in the bottom line than in anything else. However, the liability limits and the deductibles are vital if you ever have to use your auto insurance. The first thing to ask yourself is, "Do I know what my insurance limits and deductibles are?" Chances are you may not unless you paid attention when you were purchasing your policy or you read your policy. If you live in Oklahoma, Insurance Source Solutions offers its customers 32 years of combined experience. 

Your liability insurance limits are one of the most critical parts of your policy. If you are in an accident, it is essential to know that your insurance will protect you from the results of an accident where you are at fault. How much that limits need to be should be determined by the number of assets you have to lose. If you have very little, then low liability limits will suffice. However, if you are relatively successful, you may want to increase your liability limit and even take out an umbrella policy. 

Your deductible amounts are what you have to pay out of pocket on your collision and comprehensive insurance before they kick in. The higher the deductible, the lower the premium you will pay in most cases. What is the right deductible for you? Only you can answer that but remember, you have to pay it out of pocket. Having a $500 or $1000 deductible is usual. The value of your vehicle and your likelihood of having an accident are considerations. 

When it is time to get a new auto policy or you would like your current auto policy reviewed, Insurance Source Solutions in Oklahoma is here for you. Call our office to make an appointment to discuss your auto insurance needs and get a free quote.

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