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Are you required to have boat insurance in Oklahoma

Oklahoma has more than 200 human-made lakes making it a great place to own or even live on a boat. A boat is an investment in your entertainment or your lifestyle. Whether it is a bass boat, party boat, speed boat, or houseboat, you may wonder what type of insurance you need to have on your boat. Insurance Source Solutions offers residents a place to come for all their insurance needs. As an independent agency, we can offer plenty of carrier and policy choices. 

The state of Oklahoma does not require boat owners to carry boat insurance. While the state may not require it, if you have financed your boat, chances are the lender will require that you carry insurance to protect their investment in your boat. On average, about 80 boating accidents happen every year in Oklahoma. Some of them involve fatalities. With the rise in boating popularity, the waters have become more crowded and raised the chances of accidents. 

Liability insurance is an important coverage. If you have a boat accident and there are injuries, you could be held liable for the medical bills and lost work time. If the injured people decided to sue, it could end up being a costly accident. Why take the risk when boat insurance can provide the protection you need at a reasonable price?  Property damage can happen both to your boat and to another boat or even a dock. Having to pay for the damage out of your own pocket can be devastating to your finances. 

If you have a boat that you use frequently and enjoy, protecting it and yourself makes good sense. In Oklahoma, talking to the knowledgeable team at Insurance Source Solutions can provide you with the information you need about boat insurance. Give our office a call or stop by to discuss your needs. 

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