Benefits Of Having RV Insurance

Posted on October 15, 2021October 10, 2021 by admin

If you are an adventure lover, and you like traveling with your family, getting a recreational vehicle (RV) is a good idea. RVs are similar to cars, meaning that you must purchase proper RV insurance before hitting the road. If you are not sure whether this type of insurance is worth spending money on, here is a list of RV insurance benefits that you may not know about:

Benefits of RV Insurance

Here is a list of the main advantages of RV insurance.

It will cover financial losses in case of an accident. Getting into an accident is stressful and costly, especially if you do not have proper RV insurance. One of the main benefits of this insurance is that it serves as a safety net from all the financial losses caused by an accident.
It covers emergency expenses. Emergency expenses covered by RV insurance include transportation expenses due to a loss of your RV or while your recreational vehicle is undergoing repairs.
It covers your RV in case of natural disasters. Natural disasters are something that we cannot control. They include extreme weather conditions, fire, and even vandalism. Thus, if your RV got damage during a hurricane, your RV insurance will pay for repairs or replacement.

Insurance Source Solutions serving clients in Oklahoma – Your Safety Is Our Priority

Do you live in Oklahoma and do you have an RV that you want to insure? Insurance Source Solutions will be glad to help you. We specialize in all types of insurance, including RV insurance as well. Our insurance agents are experienced professionals, who will answer any questions and provide you with the information you need. You can visit our website for more details or give us a call.

Motorcycle Insurance During Trailer Transportation: Does It Apply?

Posted on September 30, 2021October 10, 2021 by admin

At Insurance Source Solutions, we help Oklahoma motorcycle owners get the coverage that they need. But what happens if their bike is damaged during a haul? Are they protected? Read on to learn more about your potential range in this always frustrating situation.

This Situation is Complex

When your motorcycle is being hauled by a third party (such as a repair professional or a dealer bringing the bike to you have purchased), your insurance policy doesn’t matter because the company hauling your vehicle has a policy that they must keep up to date. By law, they must provide Full Protection on all cars that they carry for various transportation situations.

That said, some of these companies have waivers that claim that they are not to blame if your vehicle gets damaged, which could be legally binding in some situations. And what if you are hauling your truck yourself? Your motorcycle is not riding on the road but is transported by your trailer. Are you covered in this situation, and what will happen if you’re not?

This situation is a bit more complex. If you have trailer insurance, it will help pay for that hauling device and any damage to it while you ride. However, your policy may or may not cover the items that you haul. And your motorcycle insurance may also include variables for moving, depending on its wording and the overall quality of the coverage.

Don’t Ignore Help Today

If you are worried about hauling your motorcycle in Oklahoma and want a policy that makes sense, please contact us today at Insurance Source Solutions to learn more. We’ll do what we can to help you and keep your bike safe.

What Does Boat Insurance Cover?

Posted on August 16, 2021August 1, 2021 by admin

Oklahoma City has many great lakes providing the perfect venue for various boating activities and giving most boat owners a chance to enjoy their investment. However, it would help if you also protect that investment by insuring it in case anything happens. Here at Insurance Source Solutions, we can help you with the coverage you need, ensuring you have peace of mind. Read on to find out what boat insurance covers.

Physical Damage

Boat insurance offers you coverage against risks like collision, theft, sinking, and fire. Whether your boat is at sea or on land, it will still be protected. Usually, the property covered ranges to different components depending on your policy, but it can include things like motors, batteries, anchors, and safety equipment like floatation devices and fire extinguishers. However, first, talk to your insurance agent to understand what will be covered.

Liability Coverage

Your boat may get into an accident which results in damage to other structures, including other ships. Boat insurance can help cover any expenses resulting from the damage you have caused. This includes medical expenses for injuries caused and repair expenses to damaged property. In addition, if the injured party decides to sue you for damages, this coverage will also cover legal fees.

Underinsured Boat Coverage

You may also get into an accident with a boater who lacks sufficient insurance to cover the damage caused. This type of coverage will help cover those expenses, including medical bills and repair costs. Therefore, you will not have to dig back into your pocket to cover those costs, saving yourself from financial loss.

If you own a boat in Oklahoma, it is essential that you understand how you can benefit from insuring your boat. Here at Insurance Source Solutions, we offer different types of coverage that can adequately protect you and your boat. Contact us today for assistance, and we will help you choose the right policy.

What Is Umbrella Insurance?

Posted on July 29, 2021August 1, 2021 by admin

Umbrella insurance is a unique coverage type that works with other policies that you have. If you want to know more about umbrella insurance, call us today at Insurance Source Solutions in Oklahoma.

Liability for Your Home Insurance

When you have a home insurance policy, it will contain several different types of coverage. Among these is your liability coverage. This protects you financially if someone were to have an accident in your home. After an accident, your home insurance will assess liability and pay the medical bills for accidents that you are liable for. However, because the liability coverage with home insurance is generally so low, it may not pay out enough to cover the medical bills. If you have umbrella insurance, however, this will come in after the home insurance policy and pay the rest of the money owed. This can protect you from being sued for the overage and having to come up with it by yourself.

Liability for Your Auto Insurance

When there is an accident with your vehicle, umbrella insurance works in the same way that it does when the accident happens in your house. First, your auto insurance will pay as much as it can toward the medical and property damage bills that you owe. But because this amount is often low, you would need umbrella insurance to come in and pay the rest after your auto insurance maxes out. Umbrella insurance is good protection against lawsuits, especially since medical bills are rising so quickly.

Get More Liability Coverage

If you need more liability coverage, and many people do, getting an umbrella insurance policy is a smart way to get it. When you have an umbrella policy, you are far better protected against accidents and the huge bills they can cause. Give us a call at Insurance Source Solutions in Oklahoma.

Why You Need Condo Insurance

Posted on June 30, 2021June 30, 2021 by admin

For every condo owner, getting condo insurance is an important responsibility. Condo insurance isn’t like home insurance, and it isn’t like renters’ policies. It is a unique type of insurance just for condos. If you need your condo protected with insurance, contact us at Insurance Source Solutions in Oklahoma to find out more.

Condo-Specific Coverage

When you get condo insurance, your policy only covers the exact parameters of your specific condo. Unlike home insurance, this doesn’t mean that the whole dwelling is covered. With a condo, your ownership may go to the inside walls and include everything inside that line. Or, it may include everything in between the outer outside walls and everything inside it. Your specific property lines are covered so that you aren’t paying for parts of your condo that you do not own.

Possessions Coverage

Another part of this coverage is protection for your belongings. If a serious incident were to happen that destroys your items, or ruins them, your condo policy would pay for you to replace them. This coverage is extremely important for you to keep up your standard of living after an accident, calamity, etc.

Liability Coverage

Your condo policy also includes an amount of protection for your bodily injury liability. If you were to have a guest or other person in your condo, and they became sick or were injured, the resulting medical bills may be your responsibility. Your liability coverage pays these bills up to the policy’s maximum. This is an important type of coverage to have to protect your financial future.

Get Your Condo Coverage

It’s important not to go without this valuable insurance coverage. And, your condo board almost certainly requires you to have it. If you need a condo policy, call us today at Insurance Source Solutions in Oklahoma.

How Renters’ Insurance Works

Posted on May 24, 2021May 24, 2021 by admin

When you rent your home, it’s vital that you insure it well. You can do this with a renters’ insurance policy. If you rent your home and need coverage, contact us at Insurance Source Solutions in Oklahoma to speak with an insurance agent.

Insure Your Belongings

If you’re like most renters, everything you own is in your home. That makes it important to be sure that your possessions are insured in case of a calamity or disaster. When you have renters’ insurance, it’s all insured. That makes it far easier to get back to your standard of living after a terrible incident has happened. To make sure that it’s all covered, it’s wise to take a video of all of your expensive possessions so that you can prove that they were in your rented home.

Insure Your Financial Future

If you have someone in your home who gets sick or injures themselves, this can open you up to huge liability issues. You can end up owing a lot of money in medical bills and other costs associated with the accident or illness. Renters’ insurance covers this liability and will pay those medical bills so that you don’t have to.

Insure Your Quality of Life

If the worst should happen and something serious happens to your rental, it can make the home uninhabitable. It may even be illegal to stay there because of the damage to it. When this happens, you can use your renters’ insurance to pay for you to live somewhere else. It will pay you to move out and the cost of a new place to live while yours is being repaired. This allows you to live somewhere habitable and gives you a better quality of life than living somewhere unlivable.

Get Your Renters’ Policy

If you don’t have your renters’ policy yet, contact us at Insurance Source Solutions in Oklahoma right away.

Is Motorhome Insurance Required in Oklahoma?

Posted on April 26, 2021April 26, 2021 by admin

With over 18,000 registered motorhomes, many residents in Oklahoma use RVs and similar vehicles for various reasons. But whether it’s for lodging or exploring the beautiful sceneries of Oklahoma, getting motorhome insurance must be high up on your priority list.

Motorhome Insurance in Oklahoma

When you set out in your RV, you want to ensure that your invaluable asset is well-protected with the relevant insurance. While your motorhome is a type of vehicle, it doesn’t fall under auto insurance. That said, you need to get the right motorhome insurance.

Is motorhome insurance mandatory in Virginia? Yes. Just like your vehicle, Oklahoma State requires you to obtain motorhome insurance with the below minimum coverages.

Property damage coverage: Pays for third-party losses when you are at fault. The state requires you to carry a minimum of $25,000 for property damage coverage.
Bodily injury protection: Because accidents can’t be prevented entirely, this coverage covers medical expenses of accident-related injuries sustained by others where you are at fault. The state requires you to carry a minimum limit of $50,000 per accident involving multiple persons and $25,000 per person in one accident.

Are there other motorhome insurance options in Oklahoma?

Remember, the state’s minimum coverage requirements are just minimums. They won’t protect your motorhome from other perils like theft, vandalism, fire, and select natural disasters. In light of this, when you partner with Insurance Source Solutions, we will offer you the below motorhome insurance options for proper coverage:

Collision coverage to cover damages when your motorhome is involved in an accident
Comprehensive coverage to protect your RV against theft, fire, vandalism, and so forth
Roadside assistance to bail you when your motorhome is disabled
Full-timer coverage if you reside in your RV all year round
Personal effect coverage to protect your personal belongings from theft, fire, and other perils stated in your policy

Motorhome Insurance in Oklahoma

Because motorhome insurance agents are hard to come by, at Insurance Source Solutions based in Oklahoma, we ensure that you don’t have to hassle when shopping for motorhome insurance. Call us today, and our team will help you get the right insurance coverage for your motorhome. You know about motorhomes and open roads, but we know insurance.

Exploring The Benefits Of RV Insurance

Posted on March 28, 2021March 28, 2021 by admin

Insurance Source Solutions offers insurance coverage to Oklahoma residents. We enjoy helping families and businesses find the coverage they need to protect their assets. We can help you find a policy specifically suited to your individual needs.

The Benefits of RV Insurance

If you use your RV to travel around Oklahoma, it’s important that you protect your investment. RV insurance covers any damage to your vehicle as a result of a collision. You can also add comprehensive coverage so that you will be protected if your RV is stolen or vandalized. Comprehensive coverage also protects your vehicle if it is damaged due to a fire or another type of natural disaster.

Liability Coverage

Liability coverage is significant because accidents can happen at any time. You are protected if one of your passengers in the RV suffers an injury. You are also covered if your RV suffers damages or injures someone in a collision.

Roadside Assistance

If you are traveling out of Oklahoma and your RV suffers engine failure or another emergency, roadside assistance will cover you. You can receive urgent fuel, a boost to jumpstart your battery, or towing service. If your RV needs to be repaired, you can amend your policy to include interruption coverage. With interruption coverage, you are protected while you seek alternative housing elsewhere until your RV is repaired.

Storage Coverage

If you plan to store your RV somewhere or go camping, you can add storage coverage to your policy. This covers any damage to your RV while you are not using it.

Insurance Source Solutions Will Help You Protect Your Asset

Visit our website to learn more information about RV insurance.

Who needs to get a motorcycle insurance plan in Oklahoma?

Posted on February 25, 2021February 25, 2021 by admin

In the state of Oklahoma, the nice weather and open roads can make it a fun place to own a motorcycle. While a motorcycle can be a fun vehicle to drive and be quite efficient, they are still an important responsibility you need to insure properly. There are several situations when you will need to get a motorcycle insurance plan.

Those that Want to Drive on State Highways

A situation when someone will need to get a motorcycle insurance plan is if they want to be able to ride it on the state roads. Like any other type of vehicle, you will need to get an insurance plan with liability coverage if you plan to buy and drive a motorcycle. With a proper motorcycle liability insurance plan, you can stay in compliance with state laws that require coverage.

Those that Have a Loan

Another reason you should get a motorcycle insurance plan here is to stay in compliance with your loan agreement. Anyone who has taken out a loan to buy their motorcycle will have specific lender insurance requirements. The loan provider has these requirements to ensure their security interest in the motorcycle is protected. If you do not get this coverage, you could be in default of the loan.

Anyone who would like to use a motorcycle when they are in Oklahoma should speak with the Insurance Source Solutions team. If you reach out to Insurance Source Solutions for your insurance needs, our team can help by assessing your situation and giving advice on what type of policy is right for you. We can then help you build a plan that keeps you in compliance with the law and any loan agreements.

Are you required to have boat insurance in Oklahoma

Posted on January 28, 2021January 28, 2021 by admin

Oklahoma has more than 200 human-made lakes making it a great place to own or even live on a boat. A boat is an investment in your entertainment or your lifestyle. Whether it is a bass boat, party boat, speed boat, or houseboat, you may wonder what type of insurance you need to have on your boat. Insurance Source Solutions offers residents a place to come for all their insurance needs. As an independent agency, we can offer plenty of carrier and policy choices.

The state of Oklahoma does not require boat owners to carry boat insurance. While the state may not require it, if you have financed your boat, chances are the lender will require that you carry insurance to protect their investment in your boat. On average, about 80 boating accidents happen every year in Oklahoma. Some of them involve fatalities. With the rise in boating popularity, the waters have become more crowded and raised the chances of accidents.

Liability insurance is an important coverage. If you have a boat accident and there are injuries, you could be held liable for the medical bills and lost work time. If the injured people decided to sue, it could end up being a costly accident. Why take the risk when boat insurance can provide the protection you need at a reasonable price? Property damage can happen both to your boat and to another boat or even a dock. Having to pay for the damage out of your own pocket can be devastating to your finances.

If you have a boat that you use frequently and enjoy, protecting it and yourself makes good sense. In Oklahoma, talking to the knowledgeable team at Insurance Source Solutions can provide you with the information you need about boat insurance. Give our office a call or stop by to discuss your needs.

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Author: admin

Benefits Of Having RV Insurance

Benefits of RV Insurance

Insurance Source Solutions serving clients in Oklahoma – Your Safety Is Our Priority

Motorcycle Insurance During Trailer Transportation: Does It Apply?

This Situation is Complex

Don’t Ignore Help Today

What Does Boat Insurance Cover?

Physical Damage

Liability Coverage

Underinsured Boat Coverage

What Is Umbrella Insurance?

Why You Need Condo Insurance

How Renters’ Insurance Works

Insure Your Belongings

Insure Your Financial Future

Insure Your Quality of Life

Get Your Renters’ Policy

Is Motorhome Insurance Required in Oklahoma?

Motorhome Insurance in Oklahoma

Are there other motorhome insurance options in Oklahoma?

Motorhome Insurance in Oklahoma

Exploring The Benefits Of RV Insurance

The Benefits of RV Insurance

Liability Coverage

Roadside Assistance

Storage Coverage

Insurance Source Solutions Will Help You Protect Your Asset

Who needs to get a motorcycle insurance plan in Oklahoma?

Those that Want to Drive on State Highways

Those that Have a Loan

Are you required to have boat insurance in Oklahoma

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