As a renter, it can be confusing to know when the building is responsible for injuries suffered by visitors and when you hold that liability. When buying renters insurance, it helps to ask your insurance agent critical questions about when your policy covers claims.
At Insurance Source Solutions, we offer options to help you protect yourself from claims made against you. If you need renters’ insurance in Oklahoma or the surrounding areas, give us a call.
Slips and Falls in Your Home
As a renter, you maintain responsibility for what happens within your space. That means if someone visits you, slips and falls on the sidewalk leading into your apartment building, the injuries may be the responsibility of the property owner or management company. But if they fall because they tripped on a loose rug in your home, they can file a claim against you, the renter.
Your renters insurance protects from slip and falls within your established space, which is any area that you maintain and use yourself and is not shared with others. If you have a private walkway or hallway, perhaps the entrance to your home, or other areas strictly used by you, these areas may be a part of your policy. To make sure they are, tell your insurance company about them and be sure there are no exclusions written into the policy for those risks.
Contact Our Team To Learn More About Your Coverage Options
Insurance Source Solutions offers a wide range of support policies to help renters stay protected. If you need renters insurance in Oklahoma, we encourage you to contact our team, request a quote, and go over the policy options we can offer to you. Protect yourself from slip and fall claims.
