Burglars are on the prowl at condominiums, apartment complexes and neighborhoods with traditional homes. The fact that you have a roof over your head means you have valuable belongings to protect. That means your property is a target.
However, most Oklahoma condo owners aren’t exactly sure if their insurance is applicable in the event of a burglary.
Insurance When Burglarized
Insurance coverage should be the last thing on your mind after a burglary. This devastating event means you must rebuild your safe space with new belongings and reestablish at least a bit of trust.
Thankfully, most condo insurance policies provide coverage in the event of a burglary. File a claim after your Oklahoma condo is burglarized and the policy will help replace your stolen valuables.
Condo insurance might even extend to repairing the damage resulting from forcible entry into your living space. Your Insurance Source Solutions condo coverage has the potential to extend from personal valuables all the way to broken locks, shattered glass and damaged door frames.
Condo Insurance Is Invaluable
Take a moment to think about the valuables you own. From video game consoles to computers, TVs, monitors, jewelry and more, you probably own at least a couple thousand dollars worth of items.
As long as you document the losses, take photos of the damage, file a police report and otherwise cooperate, there’s a good chance you’ll recoup a meaningful portion of the losses.
About Those Special Limits
Condo insurance often has special limits for certain valuables. If your policy has special limits of liability written into it, take a close look at those specified categories.
In general, most such special limits are applicable to cash and jewelry such as rings and necklaces. Such categories are difficult to verify, meaning the special limit is justified.
Get a Quote From Insurance Source Solutions
Give us a call to learn more about insurance coverage, including a personalized condo insurance quote.
