If you are renting your current home, whether it’s a house, condo, or apartment, it’s crucial to ensure the protection of your personal belongings in case of an adverse event, such as storm damage. The way to accomplish this protection is by having renters’ insurance. If you’re unsure why or how much coverage you might need in Oklahoma, our agents at Insurance Source Solutions can help. Before making a decision, however, you will need to document your belongings in the best way possible.
Spend Time Creating a Comprehensive Inventory
Set aside time to walk through your home and create an inventory of all your belongings. You may want to start with one room at a time or focus on different categories of items, such as electronics. Be sure to compile comprehensive information.
- Create a List: Make a list, categorizing the different types of items and adding details such as year, model, and serial number.
- Compile Receipts: Include the value of each item and supplement with receipts whenever possible.
- Take Photos and Videos: Take photos of as many items as you can. You may also want to take a video as you walk through each room, highlighting its contents.
Make Copies and Store the Inventory in More than One Place
Once you have your inventory, make a few copies of it. You may want only digital copies or a combination of digital and paper copies. Home inventory software and apps are another popular option. Be sure to store your inventory in different locations so you always have access.
Constantly Update Your Inventory List
Remain diligent in updating your inventory list. Set a date on your calendar to review the list at least twice a year. When you purchase new items, remember to save the receipts and add them to your inventory.
Find the Renters Insurance That is Right for You
The first step in protecting your personal belongings is to find the right amount of renters’ insurance to give you peace of mind should damage or loss occur. Contact our trusted Oklahoma team today at Insurance Source Solutions to discuss your specific needs.
